{"id":2623,"date":"2019-10-21T11:36:29","date_gmt":"2019-10-21T15:36:29","guid":{"rendered":"http:\/\/traviesoevans.com\/?p=2623"},"modified":"2022-05-11T15:02:11","modified_gmt":"2022-05-11T19:02:11","slug":"regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019","status":"publish","type":"post","link":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/","title":{"rendered":"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS &#8211; Oct 21 2019"},"content":{"rendered":"<p style=\"text-align: center;\"><strong><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-3878 size-full\" src=\"https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2021\/03\/Alertas.jpg\" alt=\"\" width=\"815\" height=\"135\" srcset=\"https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2021\/03\/Alertas.jpg 815w, https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2021\/03\/Alertas-300x50.jpg 300w, https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2021\/03\/Alertas-768x127.jpg 768w\" sizes=\"(max-width: 815px) 100vw, 815px\" \/><\/strong><\/p>\n<p style=\"text-align: center;\"><strong><span id=\"page12R_mcid4\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR<\/span> <span dir=\"ltr\" role=\"presentation\">LAS INSTITUCIONES BANCARIAS<\/span><\/span><\/strong><\/p>\n<div class=\"canvasWrapper\"><\/div>\n<p><span id=\"page12R_mcid6\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">El Banco Central de Venezuela (BCV) mediante Resoluci\u00f3n N\u00b0 19-09-01 publicada en Gaceta Oficial N\u00b0<\/span> <span dir=\"ltr\" role=\"presentation\">41.742 del 21-10-2019, que entr\u00f3 en vigencia al segundo d\u00eda h\u00e1bil de su publicaci\u00f3n, estableci\u00f3 que a partir de<\/span> <span dir=\"ltr\" role=\"presentation\">la entrada en vigencia de dicha Resoluci\u00f3n, los cr\u00e9ditos comerciales en moneda nacional que otorguen las<\/span> <span dir=\"ltr\" role=\"presentation\">instituciones bancarias ser\u00e1n expresados \u00fanicamente en la Unidad de Valor de Cr\u00e9dito Comercial (UVCC).<\/span><\/span><\/p>\n<p><span id=\"page12R_mcid6\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">Quedan excluidos de la aplicaci\u00f3n de esta Resoluci\u00f3n (i) las operaciones activas relacionadas con tarjetas de<\/span> <span dir=\"ltr\" role=\"presentation\">cr\u00e9dito, (ii) los microcr\u00e9ditos, (iii) los cr\u00e9ditos n\u00f3mina otorgados a personas naturales, (iv) los pr\u00e9stamos a<\/span> <span dir=\"ltr\" role=\"presentation\">empleados y directivos de las entidades bancarias y (v) los financiamientos regulados por leyes especiales.<\/span><\/span><span id=\"page12R_mcid7\" class=\"markedContent\"><\/span><span id=\"page12R_mcid8\" class=\"markedContent\"><\/span><\/p>\n<p><span id=\"page12R_mcid8\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">La UVCC creada por la Resoluci\u00f3n es la resultante de dividir el monto en bol\u00edvares del cr\u00e9dito otorgado, entre<\/span> <span dir=\"ltr\" role=\"presentation\">el \u00cdndice de Inversi\u00f3n vigente para dicha fecha, determinado por el BCV tomando en cuenta la variaci\u00f3n del<\/span> <span dir=\"ltr\" role=\"presentation\">tipo de cambio de referencia de mercado publicado diariamente en su p\u00e1gina web.<\/span><\/span><span id=\"page12R_mcid9\" class=\"markedContent\"><\/span><span id=\"page12R_mcid10\" class=\"markedContent\"><\/span><\/p>\n<p><span id=\"page12R_mcid10\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">Los contratos de cr\u00e9ditos comerciales bajo la UVCC deber\u00e1n incluir en sus cl\u00e1usulas lo siguiente:<\/span><\/span><span id=\"page12R_mcid11\" class=\"markedContent\"><\/span><span id=\"page12R_mcid12\" class=\"markedContent\"><\/span><\/p>\n<p style=\"padding-left: 40px;\"><span id=\"page12R_mcid12\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">(i)<\/span> <span dir=\"ltr\" role=\"presentation\">que el pago<\/span> <span dir=\"ltr\" role=\"presentation\">de toda cuota debe contener<\/span> <span dir=\"ltr\" role=\"presentation\">tanto<\/span> <span dir=\"ltr\" role=\"presentation\">el monto de intereses<\/span> <span dir=\"ltr\" role=\"presentation\">como<\/span> <span dir=\"ltr\" role=\"presentation\">la porci\u00f3n de<\/span> <span dir=\"ltr\" role=\"presentation\">amortizaci\u00f3n de capital expresado en UVCC;<\/span><\/span><span id=\"page12R_mcid13\" class=\"markedContent\"><\/span><span id=\"page12R_mcid14\" class=\"markedContent\"><\/span><\/p>\n<p style=\"padding-left: 40px;\"><span id=\"page12R_mcid14\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">(ii) la posibilidad a discreci\u00f3n del deudor de cancelar anticipadamente en cualquier momento el<\/span> <span dir=\"ltr\" role=\"presentation\">pr\u00e9stamo otorgado, sin pago de penalidad alguna; si el \u00cdndice de Inversi\u00f3n de la fecha anticipada<\/span> <span dir=\"ltr\" role=\"presentation\">de cancelaci\u00f3n del pr\u00e9stamo resulta inferior al \u00cdndice de Inversi\u00f3n de la fecha de otorgamiento<\/span> <span dir=\"ltr\" role=\"presentation\">del<\/span> <span dir=\"ltr\" role=\"presentation\">pr\u00e9stamo se emplear\u00e1 este \u00faltimo;<\/span><\/span><span id=\"page12R_mcid15\" class=\"markedContent\"><\/span><span id=\"page12R_mcid16\" class=\"markedContent\"><\/span><\/p>\n<p style=\"padding-left: 40px;\"><span id=\"page12R_mcid16\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">(iii) explicaci\u00f3n detallada del procedimiento que ser\u00e1 empleado por la instituci\u00f3n bancaria para la<\/span> <span dir=\"ltr\" role=\"presentation\">expresi\u00f3n del pr\u00e9stamo en UVCC y para su posterior valoraci\u00f3n o pago del cr\u00e9dito, en los t\u00e9rminos<\/span> <span dir=\"ltr\" role=\"presentation\">contemplados en la Resoluci\u00f3n y dem\u00e1s normativa aplicable;<\/span><\/span><span id=\"page12R_mcid17\" class=\"markedContent\"><\/span><span id=\"page12R_mcid18\" class=\"markedContent\"><\/span><\/p>\n<p style=\"padding-left: 40px;\"><span id=\"page12R_mcid18\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">(iv) declaraci\u00f3n del deudor que comprende y acepta los t\u00e9rminos y condiciones de la obligaci\u00f3n<\/span> <span dir=\"ltr\" role=\"presentation\">que asume en UVCC. <\/span><\/span><span id=\"page12R_mcid20\" class=\"markedContent\"><\/span><span id=\"page12R_mcid20\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">La tasa de inter\u00e9s aplicable a los cr\u00e9ditos comerciales bajo la modalidad de la UVCC ha sido fijada por el BCV<\/span> <span dir=\"ltr\" role=\"presentation\">en un m\u00ednimo de 4% y un m\u00e1ximo de 6% anual.<\/span><\/span><\/p>\n<p><span id=\"page12R_mcid20\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\"> La tasa de inter\u00e9s moratorio de los cr\u00e9ditos comerciales bajo la<\/span> <span dir=\"ltr\" role=\"presentation\">UVCC ha sido determinada en un m\u00e1ximo del 0,50% anual adicional a la tasa de inter\u00e9s pactada en la <\/span><span dir=\"ltr\" role=\"presentation\">operaci\u00f3n.<\/span><\/span><span id=\"page12R_mcid21\" class=\"markedContent\"><\/span><span id=\"page12R_mcid22\" class=\"markedContent\"><\/span><span id=\"page12R_mcid23\" class=\"markedContent\"><\/span><span id=\"page12R_mcid24\" class=\"markedContent\"><\/span><span id=\"page12R_mcid25\" class=\"markedContent\"><\/span><span id=\"page12R_mcid26\" class=\"markedContent\"><\/span><\/p>\n<div class=\"canvasWrapper\"><\/div>\n<p><span id=\"page17R_mcid0\" class=\"markedContent\"><\/span><span id=\"page17R_mcid1\" class=\"markedContent\"><\/span><span id=\"page17R_mcid2\" class=\"markedContent\"><\/span><span id=\"page17R_mcid3\" class=\"markedContent\"><\/span><span id=\"page17R_mcid4\" class=\"markedContent\"><\/span><span id=\"page17R_mcid5\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">Para la valoraci\u00f3n contable y la amortizaci\u00f3n o pago anticipado del cr\u00e9dito comercial bajo la UVCC, el saldo<\/span> <span dir=\"ltr\" role=\"presentation\">del pr\u00e9stamo a una fecha determinada ser\u00e1 el que resulte de multiplicar la posici\u00f3n deudora en UVCC por el<\/span> <span dir=\"ltr\" role=\"presentation\">\u00cdndice de Inversi\u00f3n a dicha fecha.<\/span><\/span><span id=\"page17R_mcid6\" class=\"markedContent\"><\/span><span id=\"page17R_mcid7\" class=\"markedContent\"><\/span><\/p>\n<p><span id=\"page17R_mcid7\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">Los cr\u00e9ditos comerciales otorgados con anterioridad a esta Resoluci\u00f3n mantendr\u00e1n las mismas condiciones<\/span> <span dir=\"ltr\" role=\"presentation\">pactadas hasta su total cancelaci\u00f3n, salvo que la tasa de inter\u00e9s anual m\u00e1xima a cobrar ser\u00e1 de 36% y no la<\/span> <span dir=\"ltr\" role=\"presentation\">fijada conforme a la Resoluci\u00f3n del BCV N\u00b0 19-01-06 de fecha 30-1-2019 (la tasa fijada peri\u00f3dicamente por el<\/span> <span dir=\"ltr\" role=\"presentation\">BCV para la operaciones de descuento, redescuento, reporto y anticipo menos 5 puntos porcentuales).<\/span><\/span><span id=\"page17R_mcid8\" class=\"markedContent\"><\/span><span id=\"page17R_mcid9\" class=\"markedContent\"><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span id=\"page17R_mcid9\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">La Resoluci\u00f3n entr\u00f3 en vigencia al segundo d\u00eda h\u00e1bil de su publicaci\u00f3n en Gaceta Oficial.<\/span><\/span><span id=\"page17R_mcid10\" class=\"markedContent\"><\/span><span id=\"page17R_mcid11\" class=\"markedContent\"><br role=\"presentation\" \/><\/span><\/p>\n<p><span id=\"page17R_mcid11\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">Para tener acceso a la Resoluci\u00f3n, haga clic<\/span><\/span><a href=\"http:\/\/www.traviesoevans.com\/memos\/2019-10-21-41742-Res-BCV-regimen-creditos-comerciales.pdf\" target=\"_blank\" rel=\"noopener\"><span id=\"page17R_mcid12\" class=\"markedContent\"> <span dir=\"ltr\" role=\"presentation\">aqu\u00ed<\/span><\/span><\/a><span id=\"page17R_mcid13\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">.<\/span><\/span><span id=\"page17R_mcid14\" class=\"markedContent\"><\/span><span id=\"page17R_mcid15\" class=\"markedContent\"><br role=\"presentation\" \/><\/span><\/p>\n<p><span id=\"page17R_mcid15\" class=\"markedContent\"><span dir=\"ltr\" role=\"presentation\">Si tiene alguna pregunta o comentario al respecto o si requiere m\u00e1s informaci\u00f3n, por favor comun\u00edquese v\u00eda e-<\/span><span dir=\"ltr\" role=\"presentation\">mail con el socio encargado de su cuenta.<\/span><\/span><span id=\"page17R_mcid16\" class=\"markedContent\"><\/span><span id=\"page17R_mcid17\" class=\"markedContent\"><\/span><span id=\"page17R_mcid18\" class=\"markedContent\"><\/span><span id=\"page17R_mcid19\" class=\"markedContent\"><\/span><span id=\"page17R_mcid20\" class=\"markedContent\"><\/span><span id=\"page17R_mcid21\" class=\"markedContent\"><\/span><span id=\"page17R_mcid22\" class=\"markedContent\"><\/span><span id=\"page17R_mcid23\" class=\"markedContent\"><\/span><span id=\"page17R_mcid24\" class=\"markedContent\"><\/span><span id=\"page17R_mcid25\" class=\"markedContent\"><\/span><span id=\"page17R_mcid26\" class=\"markedContent\"><\/span><span id=\"page17R_mcid27\" class=\"markedContent\"><\/span><\/p>\n<div id=\"outerContainer\">\n<div id=\"mainContainer\">\n<div id=\"viewerContainer\" tabindex=\"0\">\n<div id=\"viewer\" class=\"pdfViewer\" lang=\"es-VE\">\n<div class=\"page\" role=\"region\" data-page-number=\"3\" aria-label=\"P\u00e1gina 3\" data-loaded=\"true\">\n<div class=\"annotationLayer\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS El Banco Central de Venezuela (BCV) mediante Resoluci\u00f3n N\u00b0 19-09-01 publicada en Gaceta Oficial N\u00b0 41.742 del 21-10-2019, que entr\u00f3 en vigencia al segundo d\u00eda h\u00e1bil de su publicaci\u00f3n, estableci\u00f3 que a partir de la entrada en vigencia de dicha Resoluci\u00f3n, los cr\u00e9ditos comerciales&hellip;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[94,74,106],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 - Travieso Evans Arria &amp; Rengel<\/title>\n<meta name=\"description\" content=\"Travieso Evans Arria &amp; Rengel R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 2019\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 - Travieso Evans Arria &amp; Rengel\" \/>\n<meta property=\"og:description\" content=\"Travieso Evans Arria &amp; Rengel R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 2019\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/\" \/>\n<meta property=\"og:site_name\" content=\"Travieso Evans Arria &amp; Rengel\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-21T15:36:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-11T19:02:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2021\/03\/Alertas.jpg\" \/>\n<meta name=\"author\" content=\"TraviesoEvans\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@traviesoevans\" \/>\n<meta name=\"twitter:site\" content=\"@traviesoevans\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"TraviesoEvans\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo estimado de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/\"},\"author\":{\"name\":\"TraviesoEvans\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/person\/ae8d8664ee7a06047479a280119e0fc0\"},\"headline\":\"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS &#8211; Oct 21 2019\",\"datePublished\":\"2019-10-21T15:36:29+00:00\",\"dateModified\":\"2022-05-11T19:02:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/\"},\"wordCount\":635,\"publisher\":{\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#organization\"},\"articleSection\":[\"2019\",\"Alertas\",\"Octubre 2019\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/\",\"url\":\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/\",\"name\":\"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 - Travieso Evans Arria &amp; Rengel\",\"isPartOf\":{\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#website\"},\"datePublished\":\"2019-10-21T15:36:29+00:00\",\"dateModified\":\"2022-05-11T19:02:11+00:00\",\"description\":\"Travieso Evans Arria &amp; Rengel R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 2019\",\"breadcrumb\":{\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Cover page\",\"item\":\"https:\/\/www.traviesoevans.com\/travieso\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS &#8211; Oct 21 2019\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#website\",\"url\":\"https:\/\/www.traviesoevans.com\/travieso\/\",\"name\":\"Travieso Evans Arria & Rengel\",\"description\":\"La Firma de Abogados de Venezuela.\",\"publisher\":{\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.traviesoevans.com\/travieso\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#organization\",\"name\":\"T&E Travieso Evans Arria & Rengel\",\"url\":\"https:\/\/www.traviesoevans.com\/travieso\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2020\/05\/logo-travieso-login.png\",\"contentUrl\":\"https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2020\/05\/logo-travieso-login.png\",\"width\":84,\"height\":84,\"caption\":\"T&E Travieso Evans Arria & Rengel\"},\"image\":{\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/twitter.com\/traviesoevans\",\"https:\/\/www.instagram.com\/traviesoevans\/\",\"https:\/\/www.linkedin.com\/in\/travieso-evans-800302172\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/person\/ae8d8664ee7a06047479a280119e0fc0\",\"name\":\"TraviesoEvans\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8a6bcd626f3120b138dd8c1a9b30bacf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8a6bcd626f3120b138dd8c1a9b30bacf?s=96&d=mm&r=g\",\"caption\":\"TraviesoEvans\"},\"url\":\"https:\/\/www.traviesoevans.com\/travieso\/author\/traviesoevans\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 - Travieso Evans Arria &amp; Rengel","description":"Travieso Evans Arria &amp; Rengel R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 2019","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/","og_locale":"es_ES","og_type":"article","og_title":"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 - Travieso Evans Arria &amp; Rengel","og_description":"Travieso Evans Arria &amp; Rengel R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 2019","og_url":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/","og_site_name":"Travieso Evans Arria &amp; Rengel","article_published_time":"2019-10-21T15:36:29+00:00","article_modified_time":"2022-05-11T19:02:11+00:00","og_image":[{"url":"https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2021\/03\/Alertas.jpg"}],"author":"TraviesoEvans","twitter_card":"summary_large_image","twitter_creator":"@traviesoevans","twitter_site":"@traviesoevans","twitter_misc":{"Escrito por":"TraviesoEvans","Tiempo estimado de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/#article","isPartOf":{"@id":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/"},"author":{"name":"TraviesoEvans","@id":"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/person\/ae8d8664ee7a06047479a280119e0fc0"},"headline":"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS &#8211; Oct 21 2019","datePublished":"2019-10-21T15:36:29+00:00","dateModified":"2022-05-11T19:02:11+00:00","mainEntityOfPage":{"@id":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/"},"wordCount":635,"publisher":{"@id":"https:\/\/www.traviesoevans.com\/travieso\/#organization"},"articleSection":["2019","Alertas","Octubre 2019"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/","url":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/","name":"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 - Travieso Evans Arria &amp; Rengel","isPartOf":{"@id":"https:\/\/www.traviesoevans.com\/travieso\/#website"},"datePublished":"2019-10-21T15:36:29+00:00","dateModified":"2022-05-11T19:02:11+00:00","description":"Travieso Evans Arria &amp; Rengel R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS - Oct 21 2019 2019","breadcrumb":{"@id":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.traviesoevans.com\/travieso\/regimen-aplicable-a-los-creditos-comerciales-otorgados-por-las-instituciones-bancarias-oct-21-2019\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Cover page","item":"https:\/\/www.traviesoevans.com\/travieso\/"},{"@type":"ListItem","position":2,"name":"R\u00c9GIMEN APLICABLE A LOS CR\u00c9DITOS COMERCIALES OTORGADOS POR LAS INSTITUCIONES BANCARIAS &#8211; Oct 21 2019"}]},{"@type":"WebSite","@id":"https:\/\/www.traviesoevans.com\/travieso\/#website","url":"https:\/\/www.traviesoevans.com\/travieso\/","name":"Travieso Evans Arria & Rengel","description":"La Firma de Abogados de Venezuela.","publisher":{"@id":"https:\/\/www.traviesoevans.com\/travieso\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.traviesoevans.com\/travieso\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/www.traviesoevans.com\/travieso\/#organization","name":"T&E Travieso Evans Arria & Rengel","url":"https:\/\/www.traviesoevans.com\/travieso\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/logo\/image\/","url":"https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2020\/05\/logo-travieso-login.png","contentUrl":"https:\/\/www.traviesoevans.com\/travieso\/wp-content\/uploads\/2020\/05\/logo-travieso-login.png","width":84,"height":84,"caption":"T&E Travieso Evans Arria & Rengel"},"image":{"@id":"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/twitter.com\/traviesoevans","https:\/\/www.instagram.com\/traviesoevans\/","https:\/\/www.linkedin.com\/in\/travieso-evans-800302172\/"]},{"@type":"Person","@id":"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/person\/ae8d8664ee7a06047479a280119e0fc0","name":"TraviesoEvans","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/www.traviesoevans.com\/travieso\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/8a6bcd626f3120b138dd8c1a9b30bacf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8a6bcd626f3120b138dd8c1a9b30bacf?s=96&d=mm&r=g","caption":"TraviesoEvans"},"url":"https:\/\/www.traviesoevans.com\/travieso\/author\/traviesoevans\/"}]}},"_links":{"self":[{"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/posts\/2623"}],"collection":[{"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/comments?post=2623"}],"version-history":[{"count":7,"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/posts\/2623\/revisions"}],"predecessor-version":[{"id":5681,"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/posts\/2623\/revisions\/5681"}],"wp:attachment":[{"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/media?parent=2623"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/categories?post=2623"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.traviesoevans.com\/travieso\/wp-json\/wp\/v2\/tags?post=2623"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}